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Your Condo Insurance Coverage Options

Condominium insurance is unique among the options you have to choose from. Condo insurance covers your personal property, liability and the parts of the unit that are your responsibility. It may also cover certain assessments levied by the condo association. If you have to vacate your home, you are covered for costs you incur over normal living expenses.

Protect Your Belongings

Our homes are filled with the things that we treasure, and that we live our lives with. Getting condo insurance can add personal property protection to your policy. this can travel with you, even if you are going somewhere international. This policy will pay the full replacement cost without deduction for depreciation, up to the limits you select.

Protect Yourself and Your Guests

There is a lot of potenital issues you can run into when you have a condo. Condo insurance protects you and your loved ones against bodily injury, property damage claims, and litigation up to the limits you select. Should a visitor be injured on your property; either by accident or by the actions of others, then this coverage will take care of their expenses.

Get the Right Amount of Coverage at the Best Price

The more information you provide us, the better Harbor Insurance Group can assist you in creating a condo insurance policy that’s right for you. Ask about discounts for burglar alarms and for having multiple insurance policies with the same insurance company.

Extra Coverage Doesn’t Have to Cost a Lot

One of the best way to supplement condo insurance coverage is with personal umbrella liability insurance. It offers a greater range of protection. Should you have special possessions such as jewelry, art, antiques, or collectibles—ask about scheduled personal property coverage.